Autumn Budget 2025: What might change and what to do now
Posted by Rebecca Harbrow on Friday 17th October 2025

The Chancellor will deliver the Autumn Budget on Wednesday 26 November 2025. This is expected to be the government’s first major fiscal event focused on “an economy not working well enough for working people”. With borrowing pressures still high, you should be prepared for targeted tax rises and a few surprises.
Big-ticket predictions we’re watching
1) Tax rises to tackle the deficit
- Stealth over headline hikes
Independent analysis points toward ‘stealth’ rather than headline increases with freezes to thresholds, targeted levie...
Time to remortgage?
Posted by Rebecca Harbrow on Friday 3rd October 2025

Why it’s important to speak to an adviser to find the right deal
If your mortgage deal is coming to an end, you’re not alone. Thousands of homeowners are fast approaching the end of their fixed terms, and for many, that brings a crucial question: is now the right time to remortgage?
With interest rates rising sharply over the last couple of years, this is no longer a straightforward decision. While rates are beginning to settle, the range of deals on offer is broader than ever and knowing which one is right for you can be far from sim...
Remortgaging - Confused about your fixed rate ending?
Posted by Rebecca Harbrow on Wednesday 24th September 2025

Could your mortgage payments be going down? Here’s what you need to know as your fixed rate ends
After a period of rising interest rates and higher monthly costs, there are signs the mortgage market is beginning to settle. For some homeowners, that could mean welcome news. Your monthly payments may actually go down when your fixed rate ends and you explore new, more favourable deals.
If your deal is due to finish in the coming months, now is the time to understand what that means for you and how to make the most of it, expert advice can ...
Making More of Your Money
Posted by Rebecca Harbrow on Friday 19th September 2025
Living in interesting times: how advice can help
Posted by Rebecca Harbrow on Friday 12th September 2025
We’re living in unpredictable times; from rising living costs and market fluctuations to fast-moving changes in jobs, tech, and even family structures. For many people, the old financial playbook no longer applies.
In these moments, advice isn’t about chasing the lowest cost — it’s about making the right choices for you. Ones that reflect your values, your needs, and the realities you’re living with right now.
Whether you’re dealing with a sudden loss of income, stepping into a caring role, or struggling to keep up with digital changes, ad...
Your Life, Your Way
Posted by Rebecca Harbrow on Wednesday 27th August 2025

The value of advice – planning with purpose
In an ever-changing world, navigating your financial options can be challenging. Whether you’re thinking about ways to save, planning for retirement, considering how best to use your tax allowances, or thinking about how your estate might be passed on, it’s often hard to know where to begin. That’s where advice can make a real difference – helping you plan with clarity and purpose.
Making sense of pensions
Pensions remain one of the most effective ways to save for later life, yet, with evol...
VouchedFor 2025 Top Rated Financial Adviser Guide
Posted by Rebecca Harbrow on Thursday 10th July 2025
We’re proud to share that our Director and Practice Principal, Rebecca Harbrow, has been recognised in the VouchedFor 2025 Top Rated Financial Adviser Guide, distributed in The Telegraph.
This prestigious listing is based on outstanding client feedback – and is a reflection of Rebecca’s continued dedication to providing trusted, personalised advice.
You can view the full guide below
What is the True Value of Financial Advice
Posted by Rebecca Harbrow on Thursday 26th June 2025
The value of advice – planning with purpose

In an ever-changing world, navigating your financial options can be challenging. Whether you’re thinking about ways to save, planning for retirement, considering how best to use your tax allowances, or thinking about how your estate might be passed on, it’s often hard to know where to begin. That’s where advice can make a real difference – helping you plan with clarity and purpose.
Making sense of pensions
Pensions remain one of the most effective ways to save for later life, yet, with evolvin...
The Value of Financial Advice
Posted by Rebecca Harbrow on Wednesday 11th June 2025

Whether you're buying your first home, becoming a parent, investing for the future, or approaching retirement, a carefully thought out financial plan can make a difference. This guide aims to highlight some of the typical milestones many of us will face. You can apply your own circumstances to see when financial advice would be most appropriate for you. Click on the image below to launch the PDF guide
Your First Home - 6 Key Factors that can Affect your First Mortgage Application
Posted by Rebecca Harbrow on Thursday 5th June 2025

Six key factors that can affect your first mortgage application
Applying for your first mortgage is an exciting milestone, but it can also feel overwhelming. Lenders assess numerous factors to determine your eligibility, and some seemingly minor financial decisions can significantly impact your application. To help you secure approval, here are six key areas to focus on before applying for your first mortgage.
1. Changes to outgoings
Lenders consider your affordability based on your income and regular outgoings. Making significant fi...


