You need to be wealthy

You can invest with less than you may think. Making small, regular investments can provide more benefits than investing in a lump sum. Even with rising interest rates, leaving money sitting in a bank account can be less profitable than investing it in the market.

It’s too much of a risk

With any type of investment, it’s going to be a risk. However, if you understand the risks involved and how these can change, you’ll be able to make an educated decision as to whether it’s worthwhile.

You need to know the best time to buy

The best thing to do is start investing as soon possible for as long as you can. There may be fluctuation, some good and some bad, but the longer you’re able to hold onto your investment, the more time you’ll have to recover from any lows.

Your money will be inaccessible

It is true that the longer you keep your money invested, the more chance you have of making a return, however this doesn’t have to mean your money is inaccessible. There are lots of investment options where you can access your money at any time.

You should monitor your investments everyday

If you’re opting for a low-risk investment, you won’t need to check it often. It’s recommended to monitor your investments every three months just to see how they’re doing.