What are Bonds? In this video, Rohit Vaswani - Client Portfolio Manager explains what Bonds are, why we invest in them and why they are important in a diversified portfolio. 

Income and Expenditure

Tracking how much money you bring in and how much you spend can give you an accurate picture of where you could cut back, and conversely where you can spend more.

Debt

Knowing how much debt you have, whether it's your mortgage, credit cards or loans helps you make informed decisions about your spending, budgeting and saving.

Credit Score

Knowing your credit score is an important part of monitoring your financial health.  You should know what yours is, but also what that means in practice.

A little change you can make today can safeguard your biggest investment – your home

If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month.

You’ve made sure that your loved-ones will have financial protection to cover the mortgage you leave behind if you were to die with life insurance but what about if you became seriously ill or injured, and unable to work? Would you be able to keep up your mortgage repayments?

Statistically, you’re much more likely to be diagnosed with a crit...

Financial planners use their experience and expertise to help people build their wealth and reach their long-term financial goals. Here are ten ways we can help you and your family:

1. Provide access to a wide range of products and services from The Openwork Partnership, including investments, mortgages, and insurance policies, tailored to your family’s needs.
2. Together, we’ll create a financial forecast that answers important questions about your money today and reveals the possibilities for tomorrow.
3. Develop investment strategies specif...

Now those are some little things that can make a big difference.  Healthy benefits included for you and your family?  

Protection policies aren’t just there for when things go wrong. Many protection insurers include access to a range of health and wellbeing support services – and you don’t need to claim to be able to use them.

These services can make everyday life that little bit easier. From knowing you can have immediate professional support if your child falls ill, to having the tools to keep tabs on your health, these services provid...

Income protection – one little change you can make to protect your family’s financial future.

As a parent, providing for your children is a top priority – from making sure they have food on the table, to ensuring they have the extras they need in life.

Putting income protection in place means you’ll always be able to support your children with a regular income if the unthinkable should happen and you’re unable to work because of serious illness or injury.

Keeping your family financially healthy.

In the past two years, 13% of workers have...

3 useful ways to manage your finances and boost your financial wellbeing

The cost of living crisis has dominated the headlines since inflation began to creep up from historic lows in mid-2021. While the Covid pandemic began the inflationary increase, the situation was made worse by the war in Ukraine, which pushed up energy and food prices even further. Following such an extended period of price rises, you may be concerned about your household finances and long-term plans. If you want to understand how you can tweak your expenses and financ...

Why plan ahead of your fixed rate ending?

The earlier you plan your remortgage, the more mortgage options you have! And in the current economic climate, it really does pay to know your options. An expert adviser can find the deal for you.

If you’re due to remortgage in the next year or so, take a look at our handy list of does and don’ts that will help you plan ahead with confidence.

• DO give yourself time to weigh up your options. Leaving anything to the last minute can be incredibly stressful – even more so when it’s something as impor...

Omnis appoint Investment Managers that have different styles of investing to run each fund, so your portfolio is varied.

This video provides an easy explanation on investing for growth and value.